See What Your Capital Could Earn

Term Deposit Maturing Soon?

Term Deposit Maturing? Compare Alternatives Before You Roll It Over.

Before your bank automatically reinvests your funds, see what else may be available. For amounts of $50,000+, Deposit Desk can connect you with participating providers offering fixed income opportunities from 6% p.a.

Australians added $21.5B to deposits last quarter. Before your term deposit rolls over, compare what else may be available. Source: ABS March 2026

  • Alternatives to traditional term deposits
  • Designed for amounts of $50,000+
  • No cost to enquire
  • Confidential and obligation-free
  • Specialist fixed income providers
  • Quick, simple enquiry process

How much is maturing?

I consent to Deposit Desk sharing my details with a participating provider who may contact me about term deposit alternatives.

Free to enquire. No obligation. Takes less than 30 seconds.

Browse all comparison pages →

What happens after you enquire?

Tell us roughly how much is maturing and when. Deposit Desk may then introduce you to a participating provider who can explain available fixed income options, rates, terms and risks before your existing term deposit automatically rolls over. There is no obligation.

Frequently Asked Questions

The following frequently asked questions are educational and based on publicly available information:

Many banks automatically reinvest your funds into a new term at a default rate if no instruction is given before maturity. It is worth checking your bank’s specific policy well before your maturity date.
Yes. Many people compare their options in the weeks before maturity so they are ready to act on or before the maturity date.
No. Comparing alternatives through Deposit Desk does not affect your existing term deposit in any way. Any decision to move funds is entirely up to you.
Maturity is a natural point to review your options, since funds are about to become accessible without early withdrawal costs. Whether alternatives suit you depends on your circumstances.
This varies by provider. Some participating providers consider amounts from $50,000, while others may have different minimums.
This depends on your bank’s notice requirements. It is generally worth starting to compare options a few weeks ahead of your maturity date.
See What's Possible