See What Your Capital Could Earn

Investing $4 Million+?

Have $4 Million to Invest? Compare Term Deposit Alternatives.

For investors with $4 Million+, Deposit Desk can connect you with participating providers offering fixed income opportunities from 6% p.a., with discretion and dedicated support for larger amounts.

Australians added $21.5B to deposits last quarter. Before you lock $4 Million away, compare what else may be available. Source: ABS March 2026

  • Confidential, discreet enquiry process
  • Alternatives to traditional term deposits
  • Dedicated support for larger amounts
  • No cost to enquire
  • Specialist fixed income providers
  • Obligation-free

How would you like to invest your $4 Million?

I consent to Deposit Desk sharing my details with a participating provider who may contact me about term deposit alternatives.

Free to enquire. No obligation. Takes less than 30 seconds.

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What happens after you enquire?

Tell us your preferred term. Deposit Desk may then introduce you to a participating provider who can explain available fixed income options, rates, terms and risks. You decide whether to proceed. There is no obligation.

Frequently Asked Questions

The following frequently asked questions are educational and based on publicly available information:

Yes. $4 Million meets the typical minimum considered by many of our participating providers, though minimums vary. Submitting an enquiry lets you see what may be available for your specific amount.
Rates vary by provider, term and market conditions. Deposit Desk can connect you with participating providers offering fixed income opportunities from 6% p.a., but you should confirm current rates directly with any provider before proceeding.
Yes. Many investors choose to allocate larger amounts across more than one institution or product. Deposit Desk can connect you with more than one participating provider if you would like to compare multiple options.
A term deposit involves depositing funds for a fixed period in exchange for a fixed rate of return over that term, subject to the provider’s terms and conditions.
Term lengths commonly range from a few months to several years, depending on the provider and product. Available terms can vary and change over time.
No. Deposit Desk does not provide financial, legal or tax advice. Participating providers can explain the features of their products, and a licensed financial adviser can provide guidance specific to your circumstances, which is common practice for larger amounts.
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