See What Your Capital Could Earn

New to Investing?

New to Investing? Compare Term Deposit Alternatives Simply.

For savings of $50,000+, Deposit Desk can connect you with participating providers offering fixed income opportunities from 6% p.a.

Australians added $21.5B to deposits last quarter. Before you lock your savings away, compare what else may be available. Source: ABS March 2026

  • No experience required to enquire
  • Alternatives to traditional term deposits
  • Designed for amounts of $50,000+
  • Confidential and obligation-free
  • Specialist fixed income providers
  • Quick, simple enquiry process

How much are you looking to invest?

I consent to Deposit Desk sharing my details with a participating provider who may contact me about term deposit alternatives.

Free to enquire. No obligation. Takes less than 30 seconds.

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What happens after you enquire?

Tell us roughly how much you are looking to invest. Deposit Desk may then introduce you to a participating provider who can explain available fixed income options, rates, terms and risks in plain language. You decide whether to proceed. There is no obligation.

Frequently Asked Questions

The following frequently asked questions are educational and based on publicly available information:

A term deposit alternative is a fixed income product offered outside of a traditional bank term deposit, which may offer a different rate, term or structure. Options can include products from non-bank providers.
All investments carry some level of risk, which varies by product and provider. Understanding the specific risks, terms and conditions of any product before proceeding is recommended for all investors, regardless of experience.
This varies by provider. Some participating providers consider amounts from $50,000, while others may have different minimums.
A savings account generally offers ongoing access to your funds with a variable rate, while term deposit alternatives typically involve locking funds away for a fixed period at a fixed rate, similar to a traditional term deposit.
No. You do not need prior investment experience to submit an enquiry through Deposit Desk.
No. Deposit Desk does not provide financial, legal or tax advice. A licensed financial adviser can provide guidance specific to your circumstances, which may be helpful if you are new to investing.
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