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Downsizing in Retirement?

Sold the Family Home? Compare Options for Your Downsizer Proceeds.

For downsizer proceeds of $50,000+, Deposit Desk can connect you with participating providers offering fixed income opportunities from 6% p.a.

Australians added $21.5B to deposits last quarter. Before you lock downsizer proceeds away, compare what else may be available. Source: ABS March 2026

  • Alternatives to traditional term deposits
  • Designed for amounts of $50,000+
  • No cost to enquire
  • Confidential and obligation-free
  • Specialist fixed income providers
  • Quick, simple enquiry process

How much are you looking to invest?

I consent to Deposit Desk sharing my details with a participating provider who may contact me about term deposit alternatives.

Free to enquire. No obligation. Takes less than 30 seconds.

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What happens after you enquire?

Tell us roughly how much you are looking to invest. Deposit Desk may then introduce you to a participating provider who can explain available fixed income options, rates, terms and risks. You decide whether to proceed. There is no obligation.

Frequently Asked Questions

The following frequently asked questions are educational and based on publicly available information:

The downsizer contribution scheme allows eligible Australians aged 55 and over to contribute proceeds from the sale of their home into superannuation, subject to conditions. This is general information only – speak with a financial adviser about your eligibility.
Downsizer contributions are not taxed on entry to superannuation, though fund earnings may be taxed. This is general information only – speak with a tax or financial professional about your situation.
A term deposit involves depositing funds for a fixed period in exchange for a fixed rate of return over that term, subject to the provider’s terms and conditions, in the same way for retirees as any other investor.
Many retirees keep a portion of funds accessible for living expenses while considering options for the remainder. This is general information only, not personal advice.
This varies by provider. Some participating providers consider amounts from $50,000, while others may have different minimums.
No. Deposit Desk does not provide financial, legal or tax advice. A licensed financial adviser can provide guidance specific to your retirement circumstances.
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