See What Your Capital Could Earn

Received an Insurance Payout?

Received an Insurance Payout? Compare Your Options.

There is no rush to decide. For payouts of $50,000+, Deposit Desk can connect you with participating providers offering fixed income opportunities from 6% p.a.

Australians added $21.5B to deposits last quarter. Before you lock an insurance payout away, compare what else may be available. Source: ABS March 2026

  • No rush, no pressure to decide
  • Alternatives to traditional term deposits
  • Designed for amounts of $50,000+
  • Confidential and obligation-free
  • Specialist fixed income providers
  • Quick, simple enquiry process

What would you like to do with your payout?

I consent to Deposit Desk sharing my details with a participating provider who may contact me about term deposit alternatives.

Free to enquire. No obligation. Takes less than 30 seconds.

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What happens after you enquire?

Tell us roughly how much you have received. Deposit Desk may then introduce you to a participating provider who can explain available fixed income options, rates, terms and risks. There is no rush – take the time you need. There is no obligation.

Frequently Asked Questions

The following frequently asked questions are educational and based on publicly available information:

The tax treatment of an insurance payout depends on the type of policy and payment. This is general information only – you should speak with a tax professional about your specific payout.
Yes, generally. There is usually no requirement to decide quickly, and many people prefer to hold funds in an accessible account while they consider their options.
A term deposit involves depositing funds for a fixed period in exchange for a fixed rate of return over that term, subject to the provider’s terms and conditions.
Once deposited with an authorised institution, payout funds are generally treated the same as other deposits for protection purposes, such as under the Financial Claims Scheme, subject to applicable limits.
No. Deposit Desk does not provide financial, legal or tax advice. A licensed financial adviser can provide guidance specific to your circumstances, particularly for larger payouts.
This varies by provider. Some participating providers consider amounts from $50,000, while others may have different minimums.
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