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Managing an Inheritance?

Received an Inheritance? Compare Your Options Before You Lock It Away.

There’s no rush to decide. For inheritances of $50,000+, Deposit Desk can connect you with participating providers offering fixed income opportunities from 6% p.a.

Australians added $21.5B to deposits last quarter. Before you lock an inheritance away, compare what else may be available. Source: ABS March 2026

  • No rush, no pressure to decide
  • Alternatives to traditional term deposits
  • Designed for amounts of $50,000+
  • Confidential and obligation-free
  • Specialist fixed income providers
  • Quick, simple enquiry process

What would you like to do with your inheritance?

I consent to Deposit Desk sharing my details with a participating provider who may contact me about term deposit alternatives.

Free to enquire. No obligation. Takes less than 30 seconds.

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What happens after you enquire?

Tell us roughly how much you’ve inherited. Deposit Desk may then introduce you to a participating provider who can explain available fixed income options, rates, terms and risks. There’s no rush — take the time you need. There is no obligation.

Frequently Asked Questions

The following frequently asked questions are educational and based on publicly available information:

In Australia, inheritances themselves are generally not treated as assessable income. However, any interest or investment returns earned once the funds are invested may be taxable. This is general information only — you should speak with a tax professional about your specific situation.
There is usually no set deadline. Many people choose to hold inherited funds in a simple, accessible account while they take time to consider their options — there is no obligation to decide quickly.
A term deposit involves depositing funds for a fixed period in exchange for a fixed rate of return over that term, subject to the provider’s terms and conditions. This applies the same way whether the funds are inherited or from another source.
This varies by provider. Some participating providers consider amounts from $50,000, while others may have different minimums. Submitting an enquiry lets you see what may be available for your specific amount.
Once inherited funds are deposited with an authorised institution, they are generally treated the same as any other deposit for protection purposes, such as under the Financial Claims Scheme, subject to applicable limits.
There is no general deadline. Many people take time before making financial decisions following a bereavement, and there is no requirement to act quickly.
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