Legal

Terms of Service

Last updated: July 2026

Please read these Terms of Service (“Terms”) carefully before using the website or services operated by Deposit Desk Ltd. (“Deposit Desk,” “we,” “us,” or “our”). By accessing or using our website or Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.

1. About Deposit Desk

Deposit Desk operates a lead-generation platform that connects individuals considering fixed income options (“Investors”) with participating third-party providers (“Providers”). Deposit Desk is not a bank, does not itself offer term deposits, bonds, or any other product. Deposit Desk does not provide financial, legal, or tax advice of any kind.

2. Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you meet this requirement and that any information you provide to us is accurate, current, and complete.

3. Nature of the Service

When you submit an enquiry through our website, we pass your details to one or more Providers who may contact you directly to discuss products that may be relevant to your circumstances. Deposit Desk does not evaluate the suitability of any Provider’s product for your individual circumstances, does not guarantee that any Provider will contact you, and is not a party to any agreement you may enter into with a Provider. Any dealings between you and a Provider are solely between you and that Provider.

4. No Financial Advice

Nothing on this website constitutes financial, investment, legal, or tax advice. Any general information provided does not take into account your personal objectives, financial situation, or needs. Before acting on any information or engaging with a Provider, you should consider its appropriateness to your circumstances and, where appropriate, seek independent professional advice.

5. No Guarantee of Outcomes

Products referred to or offered by Providers may carry different terms, conditions, risks, and protections than a traditional bank term deposit, and may not be covered by any government deposit guarantee scheme. Deposit Desk makes no representation or warranty as to the performance, security, or suitability of any product offered by a Provider.

6. Referral Fees

Deposit Desk may receive a referral or introduction fee from Providers in connection with enquiries submitted through our Service. Receiving such fees does not affect the information you provide to us, and does not constitute a recommendation or endorsement of any particular Provider or product.

7. Your Responsibilities

You agree to use the Service only for lawful purposes and to provide accurate and truthful information. You must not use the Service to submit false enquiries, impersonate another person, or interfere with the operation of the website.

8. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Deposit Desk or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any part of this website without our prior written consent.

9. Third-Party Links and Providers

Our website may contain links to, or facilitate contact with, third-party Providers whose websites and services are governed by their own terms and privacy policies. We are not responsible for the content, accuracy, or practices of any third party.

10. Limitation of Liability

To the maximum extent permitted by law, Deposit Desk shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising from your use of the Service, your dealings with any Provider, or any product obtained through a Provider.

11. Indemnification

You agree to indemnify and hold harmless Deposit Desk, its officers, employees, and agents from any claims, damages, or expenses arising from your use of the Service or your breach of these Terms.

12. Termination

We may suspend or terminate your access to the Service at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, Providers, or Deposit Desk.

13. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with a revised “Last updated” date. Your continued use of the Service after changes are posted constitutes your acceptance of the revised Terms.

14. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

15. Contact Us

If you have any questions about these Terms, please contact us at:

Deposit Desk Ltd.
1007 N Orange St. 4th Floor, 5896, Wilmington, DE 19801, New Castle, US
Email: [email protected]